Guides for using BooCoo

Getting Started

How to link your first account

Connect a bank through Plaid, or add Apple Card, a personal asset, or an institution by hand. About two minutes, and the first connection is free.

Features

How to find any transaction

Search a merchant and see the totals, filter by amount or a pattern, and turn what you find into a rule. Then read it against your own history.

Features

What your Vitals Score means

One number for "am I okay?". Trend and runway build it, debt health can only hold it down, and Data Confidence says how sure it is.

Features

How to read your trends

Every category with its direction word, the tap through to a trend, the last three months against your own twelve, and the transactions behind any month.

Getting Started

How to import your Mint history

Where the importer lives, what it reads from the file, mapping accounts and categories, the duplicate check, and undo.

Reading Your Money

Watching a debt payoff: fifteen months of Riley's money

Both card balances falling, dining settled lower, and net worth crossing zero. No budget involved. Riley is fictional; the app is real.

Reading Your Money

Paycheck to paycheck: what tight actually looks like

Checking near zero between paydays, a card that creeps, and rent taking 61% of the month. Shown without grades. Sam is fictional; the app is real.

Reading Your Money

Freelance income: what a lumpy year actually looks like

Ten surplus months and two that ran short, a buffer that covers the dry months, and cash flow still stable. Jordan is fictional; the app is real.

Reading Your Money

High income: two years of where it actually went

Two years of net worth in one line, and forty six thousand of surplus that stayed. Shown without congratulation. Alex is fictional; the app is real.